WANT to get fit and financially stable? It's not about change, it's just making progress.
That is, according to Maryborough couple Kodie and Matt Axelsen, who are an inspiration to the Fraser Coast community.
This young couple will celebrate 10 years together this year, nine of them as a married couple, and they say their secret to success is just living life.
"I think it just comes down to your mindset," Kodie said.
"I don't like being told that I can't do something."
Kodie, who won Young Professional of the Year at the 2017 Business and Tourism Awards, has accomplished a lot at just 30 years of age.
Together with Matt, 29, they are parents to three children aged 8, 6 and 4, own two houses and a block of four units, and Kodie runs QPF Finance Group Wide Bay, while Matt is a builder.
"A lot of people look at me and the things I've accomplished and say what a rare person I am," she said.
"But I don't see that, it's just the way I am.
"I don't know why everyone is so scared.
"If you want to get ahead you've got to take a risk, or a calculated risk."
Kodie said living a successful family and business life, went hand-in-hand with being fit and healthy.
"It can be as simple as just trying to get up early," she said.
"You feel better if you wake up early and are properly rested.
"Without being properly rested, you feel tired, you feel drained and you switch off.
"You've got to be the best version of yourself.
"If you find you're walking around, tired and grumpy, something needs to change.
"Start listening to a motivational speaker.
"I love Tony Robbins, whether it's a podcast or his tapes, he records everything himself and he's just so upbeat.
"Surround yourself with positive people, you can't be with people who are sucking the life out of you.
"Find people you want to be more like and surround yourself with those types of people."
However, Kodie said it wasn't all go, go, go, and it was just as important to have time to yourself.
"When it comes to work you need to take a break," she said.
"As a business owner, I am always available for my clients - 24/7.
"But for the first time in years, I diverted my phone for two weeks over Christmas and had time with my family.
"I get in the business world your customer comes first, but in reality, your family has to come first."
When it comes to being fit and staying fit, Kodie said there was no quick fix and if you have children it's hard to spend time training or at the gym; it must be a part of your lifestyle.
"You have to do things together," she said.
"Matt and I love the beach and over the holidays our four-year-old was out in 6m deep water snorkelling for the first time.
"We both play hockey every Monday night, so we train together for that, but we do a lot at home.
"We've got a good set-up at home, for yoga and jujitsu and we like going for walks and bike rides.
"I am not a fitness fanatic by any means, it's just a lifestyle.
"We're always at the beach, out surfing or snorkelling."
She added another key to success at home was to reduce your "screen time".
"Turn the devices off," she said.
"Don't bring your phone in the bedroom, leave it out in the kitchen."
Kodie hasn't "ever been one for New Year's resolutions", but this year they're resetting their financial goals and will work towards paying off their family home.
"We just want to be financially free," she said.
Money troubles can kill even the strongest relationship and Kodie's advice was to be smart about financial projects.
"We've got two houses and four units," she said.
"We completely renovated the houses, one was inside and out, and now they're both rental properties.
"But it's always been positive cash flow, our projects can't ever take personal funds from us.
"And you just have to talk about your plans.
"As long as everyone knows what's going on and agrees, it's OK."